How to buy a property on the Costa Blanca: Step-by-step guide

If you are wondering how to buy a property in Costa Blanca, this definitive guide will help you understand the process. Purchasing a home in this Mediterranean area is a great investment, whether as a main residence, a holiday home, or for investment purposes.

Why buy a property in Costa Blanca?

Costa Blanca is one of the most sought-after destinations for those looking to buy a second home or make an investment. With more than 300 days of sunshine per year, Blue Flag beaches, and excellent infrastructure, the region offers quality of life and investment security.

Choosing a new-build property in Costa Blanca also guarantees energy efficiency, modern design, and compliance with regulations.

Step 1: Check licenses and permits

Before buying property in Costa Blanca, make sure the development has:

• Building license

• First occupancy license

• Energy certificate

Step 2: Mortgages and financing

When buying property in Costa Blanca:

• Residents: mortgages up to 80% of the appraised value.

• Non-residents: 60%–70%.

This makes Costa Blanca an ideal destination for those looking to buy property in Spain as foreigners.

Step 3: Public aids and tax benefits

Buyers in Costa Blanca may benefit from:

• Subsidies for buyers under 35.

• Support for large families or dependents.

• Regional tax benefits.

Step 4: Golden Visa for foreigners

Non-EU buyers who invest more than €500,000 in Costa Blanca obtain a Golden Visa, which offers:

• Residency in Spain.

• Free movement within the Schengen area.

• The right to live and work with family.

Step 5: Signing and registration

The final step is:

• Signing the deed before a notary.

• Paying applicable taxes (VAT or others).

• Registering the property.

Conclusion

Now you know how to buy a property in Costa Blanca step by step. At Cresmarta, we guide you through the whole process to make buying property in Costa Blanca a simple, safe, and transparent experience.